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Payment Method: Kalibra
Kalibra is a digital payment system that was introduced by Facebook in 2019 as part of its cryptocurrency project, Libra. Kalibra was designed to be a standalone digital wallet that would enable users to send and receive payments using Libra cryptocurrency. However, the project faced regulatory scrutiny and opposition from various countries and was eventually rebranded as Diem in 2020.
The Kalibra digital wallet was intended to provide a fast, low-cost, and secure payment option to Facebook’s user base, which was estimated to be over 2 billion at the time. Users could link their Kalibra wallet to their Facebook account and send and receive payments to other users within the Facebook ecosystem.
One of the unique features of Kalibra was its use of blockchain technology, which is a decentralized ledger system that provides secure and transparent transactions. Kalibra was intended to be a stablecoin, which means that its value would be pegged to a basket of stable assets such as government bonds or other currencies, to reduce volatility.
Despite the initial hype surrounding the project, Kalibra faced regulatory scrutiny and opposition from various countries, with concerns raised around its potential impact on monetary policy, financial stability, and consumer protection. In response to these concerns, Facebook eventually rebranded the project as Diem, which is expected to launch in 2021 with a more limited scope and regulatory compliance measures in place.
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