Interac e-Transfer sends Canadian-dollar funds between participating financial institutions using online or mobile banking. A sender starts the transfer from the bank or credit-union account and can identify the recipient through supported contact details such as email or mobile information.
Financial institutions move the money through the Interac service; the funds are not held in a general Interac wallet. Casino integrations can automate deposit requests or payout delivery, but the merchant still needs to associate the transfer with the correct verified gambling account. Transfer limits, security controls and availability are set partly by the customer's financial institution and partly by the casino or its processor, so a bank's successful send confirmation and the casino's final account update may occur at different times.
Canadian email-or-mobile transfer keeps the customer's bank account at the centre of the flow, with bank authentication occurring separately from the casino's account and risk checks. Within the canadian email-or-mobile transfer route, a merchant can receive a rapid payment status without making every later payout equally fast or available through the same channel. Canadian email-or-mobile transfer has market-specific coverage because participating banks, currencies and transaction limits can differ even when the checkout label does not change.
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