USD Coin (USDC) is a dollar-denominated stablecoin issued by Circle. Circle states that USDC is backed by highly liquid cash and cash-equivalent assets and is redeemable on a one-for-one basis for U.S. dollars through eligible Circle services. It is a digital token, not a Federal Reserve note or ordinary bank deposit.
USDC is issued natively on multiple blockchains, so the network is part of the payment identity. Ethereum USDC, Solana USDC and other supported native versions can share the same ticker while using different addresses and transaction-fee systems. A receiving service must support the exact chain being used; sending through an unsupported network can prevent automatic credit. Blockchain fees are normally paid according to the rules of that network, often in its native asset. An online account may retain USDC as the balance unit or convert it on receipt, which determines whether later value is measured in USDC or another currency.
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