The Polish złoty is Poland's currency, identified by PLN and written with the symbol zł. Narodowy Bank Polski is the issuer of Polish banknotes and coins. The current banknote set includes 10, 20, 50, 100, 200 and 500 złoty denominations, while smaller values circulate as coins.
Poland remains outside the euro area, so PLN is a separate currency from EUR even though both are widely encountered in European payments. A PLN-denominated online account records its balances, stakes and limits in złoty. If the connected card, bank account or wallet is held in another currency, the transaction can still be converted by the financial institution handling it. Exchange rates published by NBP are reference information for the market; an individual payment provider can use a different customer rate and may add a conversion margin or fee.
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